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Cover Story
Mulamoottil Financiers: Facilitating Quick Credit Access to the Unbanked Rural Population of Kerala
It has often been the case that villages in India lack Banks, and it also becomes difficult for the rural populace to find money lenders capable of giving a stable loan. Generally, people from villages avail loans as a stock gap method to fill in stocks or for short term fulfilment of specific goals & objectives. The problem arises when Bank's refuse to give loans for one month alone. This is where Gold Loans come in handy, and it still forms the financial backbone of rural India. Based in the Central Travancore region of Central Kerala encompassing five Districts, Mulamoottil Financiers is an NBFC that focuses entirely on the rural population of Kerala. Gold Loans are an essential source of easy finance for the rural population who may not have the stringent 'credit worthiness' norms...
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