Mutual funds have emerged as a popular and effective investment vehicle, empowering clients to create wealth while enhancing their financial stability. At the forefront of this sector, Fortune Invests focuses on helping clients achieve their financial objectives by optimizing returns, minimizing tax liabilities, and structuring investment portfolios with tailored asset allocation strategies. The firm regularly updates portfolio performance and risk metrics, leveraging deep market insights and tracking global trends to deliver high-quality professional services.

Fortune Invests, with over 20 years of expertise in Bangalore, specializes in retirement planning for high-networth individuals. As a family-run firm, it offers personalized financial services and focuses on long-term planning for clients and their families. Ramesh Biswas M., Founder, Fortune Invests emphasizes, “We prioritize the client’s best interests, not commissions, fostering trust and long-lasting relationships”.

The firm takes a holistic approach, addressing key financial needs like education and medical expenses, while offering financial and emotional sup port. Succession planning is integral to their strategy, ensuring continuity through the involvement of the second generation. Biswas’s daughters, Sanjana Ramesh and Sapna Ramesh, have joined the firm to continue his legacy and uphold client trust. His extensive experience in managing high-net-worth portfolios and delivering strong returns has positioned the firm as a trusted partner across generations.

Fortune Invests uses a robust risk management strategy to closely monitor fund managers’ track records and the current

economic cycle. It adjusts portfolios accordingly by identifying sectors, in the growth or acceleration phase, such as technology or large-cap stocks. For instance, the firm may reduce exposure to small-cap stocks if they anticipate underperformance, ensuring balanced risk management based on daily market insights. In terms of achievements, the firm has consistently grown its assets under management by 15-20 percent year-on-year.

Balancing Risk and Returns

Fortune Invests offers comprehensive financial planning services, encompassing wealth creation and preservation through mutual funds. The firm designs its strategies to enhance net worth, assisting clients in growing and protecting their assets. The firm provides complete financial planning across all stages of life, from early savings strategies to estate management, addressing cash flow, retirement planning, and significant life events such as a child’s education. Its services also include risk mitigation through estate planning and will planning, ensuring the proper allocation and transfer of assets.

Fortune Invests’ comprehensive approach is designed to support both savings and wealth creation, helping clients achieve their financial aspirations

Understanding market dynamics and tailoring portfolios to each client’s needs is the foundation of Fortune Invests’ investment philosophy. The firm designs high-growth portfolios. For clients seeking stability, especially older individuals looking for passive income, the firm employs a conservative strategy, blending equity and debt for steady returns. Each portfolio is carefully crafted to match the client’s risk tolerance and long-term financial objectives, ensuring a balanced and forward-thinking investment approach.

Through advanced technology and secure transactions, the firm enhances the client experience. They use authorized platforms like CAMS and KF intech for 100 percent safe financial operations, allowing clients to approve transactions easily via OTP. Clients can track their portfolios in real-time through an app with daily performance updates. For compliance, the firm partners with top mutual funds and stays up-to-date on regulatory changes. Its risk management strategy involves closely monitoring global and domestic markets, ensuring clients receive informed advice based on current economic and market trends.

Looking ahead, Fortune Invests aims to expand its services across India, offering personalized financial plans without bias toward commission or investment size. As part of its growth strategy, the firm has introduced Portfolio Management Services (PMS) to provide clients with direct stock exposure, extending beyond mutual funds. Additionally, the firm invests in technology to improve user experience through enhanced apps and is actively marketing to increase brand recognition.